Late January 2026: The Best Time to Buy a Car

By Sarah Chen·January 22, 2026·6 min read

Introduction

The final days of January represent one of the best times to purchase a new vehicle. Dealers are working to meet their first monthly quotas of the year, and manufacturers are eager to start 2026 with strong sales numbers.

This creates a perfect storm of motivated sellers and available inventory - and that means savings for you.

The Timing Strategy

Here's why the last week of January is particularly advantageous:

  • Monthly quotas: Salespeople and dealerships have monthly targets. Missing them can mean significant lost bonuses.
  • Slow season: January traditionally sees lower foot traffic, making each sale more valuable to dealers.
  • Fresh inventory: 2026 models are fully stocked, giving you maximum selection.
  • Leftover 2025s: Some 2025 models remain at deep discounts.

Negotiation Tips for Late January

Use these strategies to maximize your savings:

  1. Visit on January 29th-31st: The pressure is highest on these final days.
  2. Shop late in the day: Evening visits give less time for back-and-forth, encouraging faster deals.
  3. Get multiple quotes: Competition between dealers works in your favor.
  4. Know the incentives: Research manufacturer offers before you go.
  5. Be ready to buy: Dealers prioritize serious buyers when quotas are on the line.

Top Deals Available Now

Based on our research, these brands are offering the most aggressive late-January deals:

Toyota

0% APR for 72 months on the bZ4X electric SUV, plus $1,000 loyalty cash for current Toyota owners.

Honda

The Prologue electric SUV has up to $10,000 in combined incentives, making it one of the best EV deals available.

Ford

F-150 buyers can get up to $4,000 cash back on XLT and Lariat trims, plus 0% financing for 60 months.

Hyundai/Kia

Both brands are offering exceptional deals on their electric vehicles, with up to $10,000 off the Kia EV6.

Take Action Now

The window for late January deals is narrow. If you've been considering a new vehicle purchase, now is the time to act. With the right timing and negotiation strategy, you could save thousands compared to buying just a few weeks later.

Post your vehicle request on DriversHub today and let multiple dealers compete for your business - it's the easiest way to ensure you're getting the best possible deal.

Topics

TimingNegotiationJanuary 2026Deals

Share